.home-planner{position:relative;padding:clamp(4rem,7vw,7rem) 0;background:linear-gradient(145deg,#f7f9fc 0%,#fff 42%,#f5f8fb 100%);overflow:hidden}.home-planner:before{content:"";position:absolute;width:30rem;height:30rem;border-radius:50%;right:-15rem;top:2rem;background:radial-gradient(circle,rgba(32,126,73,.12),rgba(32,126,73,0) 70%);pointer-events:none}.planner-intro,.process-heading{display:flex;align-items:end;justify-content:space-between;gap:2rem;margin-bottom:2rem}.planner-intro>div,.process-heading>div{max-width:46rem}.planner-intro h2,.process-heading h2{margin:.45rem 0 0;color:#063978;font-size:clamp(2rem,4vw,3.35rem);line-height:1.02;letter-spacing:-.035em}.planner-intro>p,.process-heading>p{max-width:31rem;margin:0;color:#52677f;font-size:1.05rem;line-height:1.7}.planner-card{display:grid;grid-template-columns:minmax(0,1.16fr) minmax(20rem,.84fr);overflow:hidden;border:1px solid #dbe4ee;border-radius:26px;background:#fff;box-shadow:0 28px 80px rgba(4,42,88,.13)}.planner-controls{display:grid;gap:2rem;padding:clamp(1.5rem,4vw,3rem)}.planner-control__heading{display:flex;align-items:end;justify-content:space-between;gap:1rem;margin-bottom:1.15rem}.planner-control label,.planner-rate>span:first-child{color:#153f70;font-weight:800}.planner-control output{color:#063978;font-family:Georgia,serif;font-size:clamp(1.55rem,3vw,2.35rem);font-weight:800}.planner-range{--range-progress:18.37%;display:block;width:100%;height:2.7rem;margin:0;appearance:none;background:transparent;cursor:pointer}.planner-range::-webkit-slider-runnable-track{height:.55rem;border-radius:999px;background:linear-gradient(90deg,#c90d32 0 var(--range-progress),#dce5ef var(--range-progress) 100%)}.planner-range::-moz-range-track{height:.55rem;border-radius:999px;background:linear-gradient(90deg,#c90d32 0 var(--range-progress),#dce5ef var(--range-progress) 100%)}.planner-range::-webkit-slider-thumb{width:2.15rem;height:2.15rem;margin-top:-.8rem;border:7px solid #fff;border-radius:50%;appearance:none;background:#c90d32;box-shadow:0 0 0 2px #c90d32,0 7px 18px rgba(201,13,50,.28)}.planner-range::-moz-range-thumb{width:1rem;height:1rem;border:7px solid #fff;border-radius:50%;background:#c90d32;box-shadow:0 0 0 2px #c90d32,0 7px 18px rgba(201,13,50,.28)}.planner-range:focus-visible{outline:3px solid rgba(7,89,165,.26);outline-offset:5px;border-radius:999px}.planner-range-labels{display:flex;justify-content:space-between;margin-top:-.3rem;color:#73859a;font-size:.79rem;font-weight:700}.planner-rate{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.15rem}.planner-rate__field{display:flex;align-items:center;overflow:hidden;border:1px solid #cfdbe8;border-radius:12px;background:#f8fafc;color:#063978}.planner-rate input{width:7.5rem;min-height:3rem;padding:.65rem .25rem .65rem .85rem;border:0;background:transparent;color:#063978;font-family:inherit;font-weight:800;font-size:1.08rem;line-height:1;text-align:right}.planner-rate input:focus{outline:0}.planner-rate__field:focus-within{outline:3px solid rgba(7,89,165,.2);border-color:#0759a5}.planner-rate b{padding-right:.85rem}.planner-results{position:relative;display:flex;flex-direction:column;justify-content:center;padding:clamp(1.7rem,4vw,3rem);background:linear-gradient(150deg,#04336c 0%,#052a58 100%);color:#fff}.planner-results:after{content:"";position:absolute;width:11rem;height:11rem;right:-4rem;top:-4rem;border:1px solid rgba(255,255,255,.14);border-radius:50%}.planner-results__eyebrow{color:#94c9ad;font-size:.75rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.planner-payment{padding:1.2rem 0 1.4rem;border-bottom:1px solid rgba(255,255,255,.16)}.planner-payment span{display:block;color:#c7d7e8;font-size:.9rem}.planner-payment strong{display:block;margin-top:.25rem;font-family:Georgia,serif;font-size:clamp(2.6rem,5vw,4.5rem);line-height:1;letter-spacing:-.04em}.planner-breakdown{margin:1rem 0 1.5rem}.planner-breakdown div{display:flex;justify-content:space-between;gap:1rem;padding:.62rem 0;color:#dbe7f3}.planner-breakdown dt{font-size:.87rem}.planner-breakdown dd{margin:0;color:#fff;font-weight:800}.planner-actions{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap}.planner-actions .button{min-height:3.1rem}.planner-text-link{color:#fff;font-weight:800;text-decoration:none}.planner-text-link:hover{text-decoration:underline}.planner-note{max-width:66rem;margin:1.1rem auto 0;color:#5d6f83;font-size:.82rem;line-height:1.6;text-align:center}.planner-note strong{color:#173f6e}.process-block{margin-top:clamp(4rem,7vw,6.5rem)}.process-grid{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin:0;padding:0;list-style:none;counter-reset:step}.process-grid:before{content:"";position:absolute;top:3rem;left:8%;right:8%;height:2px;background:linear-gradient(90deg,#1d7848,#e5b45e,#c90d32);opacity:.45}.process-grid li{position:relative;min-height:17rem;padding:1.35rem 1.35rem 1.6rem;border:1px solid #dce5ee;border-radius:20px;background:rgba(255,255,255,.94);box-shadow:0 16px 38px rgba(6,57,120,.08);transition:transform .2s ease,box-shadow .2s ease}.process-grid li:hover{transform:translateY(-4px);box-shadow:0 22px 46px rgba(6,57,120,.13)}.process-number{position:absolute;right:1.15rem;top:1rem;color:#cfdae6;font-family:Georgia,serif;font-size:1.25rem;font-weight:800}.process-icon{position:relative;display:grid;place-items:center;width:3.7rem;height:3.7rem;margin-bottom:1.45rem;border:7px solid #fff;border-radius:50%;background:#063978;color:#fff;box-shadow:0 0 0 2px #dfe8f1}.process-grid li:last-child .process-icon{background:#197445}.process-icon svg{width:1.55rem;height:1.55rem;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.process-grid h3{margin:0 0 .65rem;color:#063978;font-size:1.12rem}.process-grid p{margin:0;color:#5c6f84;font-size:.91rem;line-height:1.6}@media(max-width:900px){.planner-intro,.process-heading{align-items:start;flex-direction:column;gap:.8rem}.planner-card{grid-template-columns:1fr}.process-grid{grid-template-columns:repeat(2,1fr)}.process-grid:before{display:none}}@media(max-width:600px){.home-planner{padding:3.5rem 0}.planner-intro h2,.process-heading h2{font-size:2rem}.planner-card{border-radius:20px}.planner-controls,.planner-results{padding:1.35rem}.planner-control__heading{align-items:center}.planner-control output{font-size:1.45rem}.planner-rate{align-items:flex-start;flex-direction:column}.planner-rate__field{width:100%}.planner-rate input{width:100%;text-align:left}.planner-payment strong{font-size:2.65rem}.planner-actions{align-items:stretch;flex-direction:column}.planner-actions .button{text-align:center}.planner-text-link{text-align:center}.process-grid{grid-template-columns:1fr}.process-grid li{min-height:0}.process-heading{margin-bottom:1.5rem}}@media(prefers-reduced-motion:reduce){.process-grid li{transition:none}}