/* V45 Product UI — product/service pages only. Homepage is intentionally untouched. */
:root{--p45-navy:#061f46;--p45-blue:#0a4b8b;--p45-green:#5aa52f;--p45-red:#c80f35;--p45-ink:#10243b;--p45-muted:#617288;--p45-line:#d8e3ec;--p45-soft:#f5f8fb;--p45-shadow:0 22px 55px rgba(7,35,72,.12);--p45-shadow-sm:0 9px 26px rgba(7,35,72,.08)}
.product-page-v45{background:#fff}
.product-hero-v45{position:relative;overflow:hidden;background:linear-gradient(115deg,#061f46 0%,#09396e 56%,#0c5a87 100%);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.product-hero-v45:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-150px;top:-300px;border:85px solid rgba(255,255,255,.045)}
.product-hero-v45:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:7%;bottom:-360px;background:radial-gradient(circle,rgba(91,166,47,.5),rgba(91,166,47,0) 68%)}
.product-hero-v45[data-theme="urgent"]{background:linear-gradient(115deg,#341126 0%,#7a1230 50%,#0b4779 100%)}
.product-hero-v45[data-theme="credit"]{background:linear-gradient(115deg,#172443 0%,#263b70 52%,#0b5e7c 100%)}
.product-hero-v45[data-theme="payday"]{background:linear-gradient(115deg,#062d50 0%,#085a80 52%,#347d2b 100%)}
.product-hero-v45[data-theme="amount"]{background:linear-gradient(115deg,#09264c 0%,#0d5282 62%,#0e6e78 100%)}
.product-hero-v45__grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.72fr);gap:42px;align-items:center;padding:58px 0 64px}
.product-hero-v45 .breadcrumbs{font-size:12px;color:#c8d6e7;margin-bottom:16px}.product-hero-v45 .breadcrumbs a{color:#fff;text-decoration:none}.product-hero-v45 .breadcrumbs a:hover{text-decoration:underline}
.product-hero-v45__eyebrow{display:inline-flex;align-items:center;gap:9px;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#dff1ff}
.product-hero-v45__eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:#77c341;box-shadow:0 0 0 4px rgba(119,195,65,.15)}
.product-hero-v45 h1{max-width:760px;margin:16px 0 15px;font-size:clamp(38px,4.7vw,62px);line-height:1.02;letter-spacing:-.045em;color:#fff}
.product-hero-v45__lead{max-width:720px;margin:0;color:#dbe7f3;font-size:17px;line-height:1.65}
.product-hero-v45__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.product-hero-v45__actions .btn{min-width:158px}
.product-btn-primary{background:linear-gradient(180deg,#72c33d,#3f8d25);color:#fff;box-shadow:0 10px 24px rgba(54,126,31,.32)}
.product-btn-secondary{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.28)!important;color:#fff!important;backdrop-filter:blur(6px)}
.product-hero-v45__chips{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.product-hero-v45__chips span{padding:7px 10px;border-radius:8px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);font-size:12px;color:#dfeaf5}
.product-hero-v45__panel{position:relative;min-height:330px;padding:26px;border:1px solid rgba(255,255,255,.18);border-radius:22px;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.055));box-shadow:0 30px 70px rgba(0,0,0,.18);backdrop-filter:blur(12px)}
.product-hero-v45__panel-label{font-size:11px;text-transform:uppercase;letter-spacing:.13em;color:#bfcee0;font-weight:800}.product-hero-v45__stat{margin:8px 0 0;font-size:clamp(36px,4.5vw,58px);font-weight:950;letter-spacing:-.05em;color:#fff}.product-hero-v45__stat small{display:block;margin-top:2px;font-size:13px;font-weight:700;letter-spacing:0;color:#cfe0ee}
.product-hero-v45__feature-list{display:grid;gap:10px;margin-top:24px}.product-hero-v45__feature{display:grid;grid-template-columns:32px 1fr;gap:10px;align-items:start;padding:10px 0;border-top:1px solid rgba(255,255,255,.1);font-size:13px;color:#edf5fa}.product-hero-v45__feature:first-child{border-top:0}.product-hero-v45__feature b{display:grid;place-items:center;width:28px;height:28px;border-radius:9px;background:rgba(113,195,61,.18);color:#9adb6f;font-size:13px}
.product-summary-strip{position:relative;z-index:4;margin-top:-24px}.product-summary-strip__inner{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));overflow:hidden;border:1px solid #d6e2ec;border-radius:14px;background:#fff;box-shadow:var(--p45-shadow-sm)}
.product-summary-item{padding:17px 19px;border-right:1px solid #e2e9ef}.product-summary-item:last-child{border-right:0}.product-summary-item small{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:#718296;font-weight:850}.product-summary-item strong{display:block;margin-top:4px;color:#0a386b;font-size:14px}.product-summary-item a{color:#0a4b8b;text-decoration:none}
.product-page-v45 .ky-value-section{background:#f4f7fa;padding:54px 0 72px}.product-page-v45 .ky-value-section>.container{max-width:1240px}
.product-content-v45{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:28px;align-items:start}.product-content-v45__main{min-width:0}.product-content-v45__side{position:sticky;top:106px;border:1px solid #dae4ec;border-radius:14px;background:#fff;box-shadow:var(--p45-shadow-sm);overflow:hidden}.product-content-v45__side h3{margin:0;padding:18px 18px 12px;color:#0a3765;font-size:16px}.product-content-v45__side nav{display:grid;padding:0 12px 14px}.product-content-v45__side a{padding:9px 8px;border-radius:7px;color:#4b6278;text-decoration:none;font-size:12px;font-weight:700;line-height:1.35}.product-content-v45__side a:hover{background:#eef4f8;color:#06386d}.product-content-v45__side .side-cta{margin:5px 12px 14px;padding:12px!important;text-align:center;background:#0b4b8a!important;color:#fff!important;font-weight:900!important}
.product-lead-card{padding:26px 28px;border:1px solid #d7e3ec;border-radius:16px;background:#fff;box-shadow:var(--p45-shadow-sm);margin-bottom:18px}.product-lead-card p{margin:.55rem 0;color:#425970;line-height:1.65}.product-lead-card p:first-child{font-size:17px;color:#1f3d5a}.product-lead-card>p a{font-weight:850;color:#0b4b8a}.product-lead-card .ky-data-scope{display:none}
.product-block{position:relative;margin:18px 0;padding:28px;border:1px solid #d8e3eb;border-radius:17px;background:#fff;box-shadow:0 7px 24px rgba(9,50,90,.055);overflow:hidden}.product-block:before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:linear-gradient(180deg,#0b4b8a,#5ca630);opacity:.9}.product-block h2{margin:0 0 9px!important;color:#0a3765!important;font-size:clamp(1.5rem,2.4vw,2rem)!important;letter-spacing:-.02em}.product-block h3{color:#174b77!important}.product-block>p:first-of-type{font-size:16px;color:#38546f}.product-block p{color:#435c72}.product-block em{color:#5b6f82}.product-block a{color:#07599a}.product-block strong{color:#173f69}
.product-block--tool{background:linear-gradient(145deg,#f9fcff,#fff)}.product-block--tool:before{background:linear-gradient(180deg,#0b6290,#16818c)}
.product-block--comparison{background:linear-gradient(145deg,#fff,#f8fbfd)}.product-block--process{background:linear-gradient(145deg,#f8fbff,#fff)}.product-block--benefits{background:linear-gradient(145deg,#092f59,#0a4b80);color:#fff;border-color:#174f7d}.product-block--benefits:before{background:#74bd42}.product-block--benefits h2,.product-block--benefits h3,.product-block--benefits p,.product-block--benefits strong{color:#fff!important}.product-block--benefits a{color:#d8f8c5}.product-block--evidence{background:#f7f9fb;box-shadow:none;border-style:dashed}.product-block--evidence:before{background:#8097aa}
.product-benefit-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px}.product-benefit-card{padding:17px 18px;border:1px solid rgba(255,255,255,.18);border-radius:12px;background:rgba(255,255,255,.08)}.product-benefit-card strong{display:block;margin-bottom:5px;font-size:15px}.product-benefit-card p{margin:0!important;font-size:13px;color:#d9e7f4!important}
.product-block table{border-collapse:separate!important;border-spacing:0!important;width:100%!important;display:table!important;margin:18px 0!important;overflow:hidden;border:1px solid #d8e4ed;border-radius:12px;background:#fff}.product-block thead,.product-block tbody{display:table-row-group!important;width:auto!important}.product-block thead{display:table-header-group!important}.product-block tr{display:table-row!important}.product-block th,.product-block td{display:table-cell!important}.product-block th{background:#0b3b6d!important;color:#fff!important;padding:12px 13px!important;border:0!important;font-size:12px!important;white-space:normal}.product-block td{padding:12px 13px!important;border:0!important;border-bottom:1px solid #e2e9ef!important;color:#334f68!important;font-size:13px!important;min-width:0!important}.product-block tbody tr:nth-child(even){background:#f6f9fb!important}.product-block tbody tr:last-child td{border-bottom:0!important}
.product-block .ky-copy-flow,.product-block .copy-flow{grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;margin-top:18px}.product-block .ky-copy-flow span,.product-block .copy-flow span{position:relative;padding:44px 14px 14px;background:#f3f7fa;border-color:#d5e1e9;border-radius:12px;font-weight:750;color:#244a68}.product-block .ky-copy-flow span:before,.product-block .copy-flow span:before{position:absolute;left:13px;top:12px;margin:0;background:#0b4b8a;box-shadow:0 5px 14px rgba(11,75,138,.2)}
.product-block .ky-copy-tool{margin:20px 0 8px;padding:22px;border:1px solid #bfd6e1;border-radius:14px;background:linear-gradient(145deg,#edf8fb,#f8fcfd);box-shadow:inset 0 1px 0 rgba(255,255,255,.8)}.product-block .tool-fields{grid-template-columns:repeat(3,minmax(0,1fr))}.product-block .tool-field label{color:#31536b}.product-block .tool-field input,.product-block .tool-field select{border-radius:9px;border-color:#a9c2cf;padding:.68rem .75rem;box-shadow:0 1px 0 rgba(255,255,255,.8)}.product-block .tool-actions button{border-radius:9px;min-height:42px;background:linear-gradient(180deg,#0c7080,#075b68)}.product-block .tool-metrics{grid-template-columns:repeat(4,minmax(0,1fr))}.product-block .tool-metrics>div{border-radius:10px;padding:12px 13px}.product-block .tool-metrics strong{font-size:1.18rem;color:#0a3765}.product-block .tool-chart{border-radius:12px;padding:14px;background:#fff}.product-block .tool-table-wrap table{display:table!important}
.product-cta-band{display:grid;grid-template-columns:1fr auto;gap:22px;align-items:center;margin-top:20px;padding:22px 24px;border-radius:16px;background:linear-gradient(115deg,#082c59,#0b4e83);color:#fff;box-shadow:var(--p45-shadow-sm)}.product-cta-band h3{margin:0 0 4px;color:#fff!important;font-size:20px}.product-cta-band p{margin:0;color:#d8e6f2}.product-cta-band .btn{white-space:nowrap}
.product-related{margin-top:22px}.product-related h3{margin:0 0 12px;color:#0a3765}.product-related-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.product-related-grid a{padding:14px;border:1px solid #d6e2ec;border-radius:11px;background:#fff;text-decoration:none;color:#0a3765;font-weight:850;font-size:13px;box-shadow:0 5px 16px rgba(7,35,72,.05)}.product-related-grid a:hover{transform:translateY(-1px);box-shadow:var(--p45-shadow-sm)}
/* location online-product additions */
.location-product-v45{background:linear-gradient(180deg,#eef4f8,#f7f9fb)!important;padding:54px 0!important}.location-online-head{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.7fr);gap:24px;align-items:stretch;margin-bottom:22px}.location-online-head__copy,.location-online-head__routes{padding:25px;border:1px solid #d5e1ea;border-radius:16px;background:#fff;box-shadow:var(--p45-shadow-sm)}.location-online-head__copy .eyebrow{margin-bottom:8px}.location-online-head__copy h2{margin:0 0 8px;color:#0a3765;font-size:31px;letter-spacing:-.025em}.location-online-head__copy p{margin:0;color:#4a6278;line-height:1.65}.location-online-head__actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.location-online-head__routes{background:linear-gradient(145deg,#082b56,#0b4b80);color:#fff}.location-online-head__routes strong{display:block;margin-bottom:11px;font-size:15px}.location-route-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.location-route-grid a{padding:11px 12px;border-radius:9px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);color:#fff;text-decoration:none;font-size:12px;font-weight:800}.location-route-grid a:hover{background:rgba(255,255,255,.16)}
.location-product-v45 .ky-copy-content{max-width:none}.location-product-v45 .product-content-v45{grid-template-columns:minmax(0,1fr)}.location-product-v45 .product-block{padding:25px}.location-product-v45 .product-block h2{font-size:1.55rem!important}.location-product-v45 .product-block .tool-metrics{grid-template-columns:repeat(4,minmax(0,1fr))}
/* services hub */
.services-product-grid-v45{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:24px 0}.services-product-card-v45{padding:20px;border:1px solid #d7e2eb;border-radius:14px;background:#fff;box-shadow:var(--p45-shadow-sm);text-decoration:none}.services-product-card-v45 b{display:block;color:#0a3765;font-size:17px}.services-product-card-v45 span{display:block;margin-top:6px;color:#5f7286;font-size:13px;line-height:1.55}.services-product-card-v45:hover{transform:translateY(-2px);box-shadow:var(--p45-shadow)}
@media(max-width:980px){.product-hero-v45__grid{grid-template-columns:1fr}.product-hero-v45__panel{min-height:0}.product-content-v45{grid-template-columns:1fr}.product-content-v45__side{position:static;display:none}.product-summary-strip__inner{grid-template-columns:1fr 1fr}.product-summary-item:nth-child(2){border-right:0}.product-summary-item:nth-child(-n+2){border-bottom:1px solid #e2e9ef}.product-related-grid{grid-template-columns:1fr 1fr}.location-online-head{grid-template-columns:1fr}.services-product-grid-v45{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.product-hero-v45__grid{padding:38px 0 46px;gap:24px}.product-hero-v45 h1{font-size:38px}.product-hero-v45__panel{padding:20px}.product-summary-strip{margin-top:-16px}.product-summary-strip__inner{grid-template-columns:1fr}.product-summary-item{border-right:0!important;border-bottom:1px solid #e2e9ef!important}.product-summary-item:last-child{border-bottom:0!important}.product-page-v45 .ky-value-section,.location-product-v45{padding:36px 0 50px!important}.product-block,.product-lead-card{padding:20px 17px}.product-block table{display:block!important;overflow-x:auto}.product-block thead,.product-block tbody{display:table!important;width:100%!important}.product-block .tool-fields,.product-block .tool-metrics{grid-template-columns:1fr 1fr}.product-benefit-grid,.product-related-grid,.services-product-grid-v45{grid-template-columns:1fr}.product-cta-band{grid-template-columns:1fr}.location-online-head__copy,.location-online-head__routes{padding:20px 17px}.location-online-head__copy h2{font-size:27px}.location-route-grid{grid-template-columns:1fr 1fr}}
@media(max-width:460px){.product-block .tool-fields,.product-block .tool-metrics,.location-route-grid{grid-template-columns:1fr}.product-hero-v45__actions .btn{width:100%}.product-hero-v45__chips{display:none}.product-hero-v45__stat{font-size:44px}}