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Cash Advance Centers of KY
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Cash Advance & Check Cashing in Lexington, KY — 1328 Versailles Rd

1328 Versailles Rd, Lexington, KY 40504 · View branch photos, listed hours and contact details. Call before visiting.

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PaymentsInstallment LoansScheduled repayment.
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UrgentEmergency LoansAmount + deadline.
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Short termPayday / Short-TermKentucky-specific short-term guide.
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What will the monthly payment look like?Personal or Installment Loans
Can credit history affect the request?Bad Credit / No Hard Credit Check
Can the money be usable today?Emergency / Same Day Loans
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1328 Versailles Rd

Address1328 Versailles Rd, Lexington, KY 40504
Phone859-243-0603
Opening hours
Monday
9:30 AM–6:00 PM
Tuesday
9:30 AM–6:00 PM
Wednesday
9:30 AM–6:00 PM
Thursday
9:30 AM–6:00 PM
Friday
9:30 AM–6:00 PM
Saturday
10:00 AM–3:00 PM
Sunday
Closed

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Cash Advance Centers of KY — Lexington

1328 Versailles Rd, Lexington, KY 40504

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Address1328 Versailles Rd, Lexington, KY 40504
Phone859-243-0603
Before visitingCall to confirm opening hours and the service you need.

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Local details for the Lexington branch

Versailles Road location

The Lexington branch is listed at 1328 Versailles Rd, Lexington, KY 40504 with telephone 859-243-0603. Both details appear beside the map so the destination can be checked before opening directions.

Lexington premises and reviews

A premises photograph and five written Google review entries accompany the Lexington location. Because each displayed review contains text, visitors can read the feedback rather than relying only on an aggregate rating.

Lexington visit timing

The listed schedule provides a 9:30 AM opening Monday through Friday and a 10:00 AM opening on Saturday. Saturday ends at 3:00 PM, while Sunday is listed as closed, so late-week visits have a narrower window.

Kentucky rules · effective July 15, 2026

Payday / Deferred-Deposit Conditions in Kentucky

$15 / $100Maximum service fee per $100, prorated
14+ daysMinimum statutory fee period
2 openMaximum open transactions
$600 baseAggregate proceeds base, annually CPI-adjusted; statutory ceiling $850
60 daysMaximum check-hold term
No rolloversNo fee-based renewal, rollover or consolidation
Cost example: use an actual quote rather than a fixed percentage. Enter the cash received, quoted service charge, any separately passed-through database charge and actual days to repayment in the quote tool below. Kentucky's statutory service-fee ceiling is expressed by reference to the face amount of the deferred-deposit check, so the old “$15 on $100 cash received” annualization has been removed. The tool's annualized figure is a comparison metric, not a statutory maximum or a provider's disclosed legal APR.

KRS 286.9-100 → · KRS 286.9-140 database fee →

Eligibility must be verified through Kentucky’s deferred-presentment database or the required fallback process. Current transaction terms belong in the written/electronic agreement.

KRS 286.9-100 → · Kentucky Deferred Presentment Transaction System →

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Local FAQ

Lexington Payday Loan & Check-Cashing Questions

Are payday loans legal in Lexington, Kentucky?

Kentucky regulates deferred-deposit transactions under KRS Chapter 286.9. A specific transaction must comply with current licensing, database, agreement and statutory requirements.

What is the maximum Kentucky deferred-deposit service fee?

KRS 286.9-100 allows a service fee of no more than $15 per $100 of the deferred-deposit check amount, prorated, with a fee period of at least 14 days.

How many deferred-deposit transactions can a Kentucky customer have open?

The statute allows no more than two open deferred-deposit transactions at one time, subject to the aggregate-proceeds limit and database verification.

Can a Kentucky deferred-deposit transaction be rolled over for another fee?

No. Fee-based renewal, rollover and consolidation are prohibited.

What are the hours for the Lexington location?

Mon–Fri 9:30 AM–6:00 PM; Sat 10:00 AM–3:00 PM

What is the phone number for 1328 Versailles Rd?

859-243-0603

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