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Cash Advance & Check Cashing in Louisa, KY — 103 W Madison St

103 W Madison St, Louisa, KY 41230 · View branch photos, listed hours and contact details. Call before visiting.

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Loan typePersonal LoansLarger amount / multiple payments.
I
PaymentsInstallment LoansScheduled repayment.
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CreditBad Credit LoansEligibility-focused route.
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UrgentEmergency LoansAmount + deadline.
S
Short termPayday / Short-TermKentucky-specific short-term guide.
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QuestionBest page
What will the monthly payment look like?Personal or Installment Loans
Can credit history affect the request?Bad Credit / No Hard Credit Check
Can the money be usable today?Emergency / Same Day Loans
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103 W Madison St

Address103 W Madison St, Louisa, KY 41230
Phone606-638-4001
Opening hours
Monday
9:30 AM–6:00 PM
Tuesday
9:30 AM–6:00 PM
Wednesday
9:30 AM–6:00 PM
Thursday
9:30 AM–6:00 PM
Friday
9:30 AM–6:00 PM
Saturday
10:00 AM–3:00 PM
Sunday
Closed

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Cash Advance Centers of KY — Louisa

103 W Madison St, Louisa, KY 41230

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Address103 W Madison St, Louisa, KY 41230
Phone606-638-4001
Before visitingCall to confirm opening hours and the service you need.
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Local details for the Louisa branch

West Madison Street branch

The Louisa location is listed at 103 W Madison St, Louisa, KY 41230 with telephone 606-638-4001. The address map remains centered on West Madison Street so another lender is not substituted.

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Checking a Louisa visit

Hours are listed as 9:30 AM–6:00 PM Monday through Friday and 10:00 AM–3:00 PM Saturday, with Sunday closed. Confirming the address and availability by phone is recommended before relying on the listed schedule.

Kentucky rules · effective July 15, 2026

Payday / Deferred-Deposit Conditions in Kentucky

$15 / $100Maximum service fee per $100, prorated
14+ daysMinimum statutory fee period
2 openMaximum open transactions
$600 baseAggregate proceeds base, annually CPI-adjusted; statutory ceiling $850
60 daysMaximum check-hold term
No rolloversNo fee-based renewal, rollover or consolidation
Cost example: use an actual quote rather than a fixed percentage. Enter the cash received, quoted service charge, any separately passed-through database charge and actual days to repayment in the quote tool below. Kentucky's statutory service-fee ceiling is expressed by reference to the face amount of the deferred-deposit check, so the old “$15 on $100 cash received” annualization has been removed. The tool's annualized figure is a comparison metric, not a statutory maximum or a provider's disclosed legal APR.

KRS 286.9-100 → · KRS 286.9-140 database fee →

Eligibility must be verified through Kentucky’s deferred-presentment database or the required fallback process. Current transaction terms belong in the written/electronic agreement.

KRS 286.9-100 → · Kentucky Deferred Presentment Transaction System →

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Local FAQ

Louisa Payday Loan & Check-Cashing Questions

Are payday loans legal in Louisa, Kentucky?

Kentucky regulates deferred-deposit transactions under KRS Chapter 286.9. A specific transaction must comply with current licensing, database, agreement and statutory requirements.

What is the maximum Kentucky deferred-deposit service fee?

KRS 286.9-100 allows a service fee of no more than $15 per $100 of the deferred-deposit check amount, prorated, with a fee period of at least 14 days.

How many deferred-deposit transactions can a Kentucky customer have open?

The statute allows no more than two open deferred-deposit transactions at one time, subject to the aggregate-proceeds limit and database verification.

Can a Kentucky deferred-deposit transaction be rolled over for another fee?

No. Fee-based renewal, rollover and consolidation are prohibited.

What are the hours for the Louisa location?

Mon–Fri 9:30 AM–6:00 PM; Sat 10:00 AM–3:00 PM

What is the phone number for 103 W Madison St?

606-638-4001

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